
Without trust there can be no enduring business relationship.
The Sentinel Financial Group has a strong commitment to earning
your trust by providing a wide range of investment and insurance
products, friendly efficient service and a strong privacy policy
that protects the confidentiality of your personal information.
Canada's Personal Information Protection and Electronic Documents
Act sets out 10 principles that business must follow. These
are noted below along with details of Sentinel's related policies.

We are responsible for maintaining and protecting your personal
information. Your personal information includes information about
you including address and telephone number, account holdings and
transactions, and name and address of beneficiary.
We collect this information in order to do business with you.
It is collected from you and your Advisor/Dealer through the completed
application form in hardcopy or through electronic transmission.
Information such as account data is also collected over time.
An example of information being collected from a third party would
be an executor of an estate providing necessary data to us.

You may withdraw all or part of your consent for us to use your
personal information within certain legal restrictions. If consent
is withdrawn we may be limited in the services or products that
we can provide to you. A request for personal information will
be answered within 30 days of receiving it.

We will limit the information we collect to that which is required
to service you, and comply with governmental and self-regulatory
organizations.

Again, we will limit these three activities to that which is required
to serve you.
Regardless of how your personal information is collected, we will
do our best to ensure its accuracy. It is important that you let
us know, through your Advisor/Dealer or directly, of any changes
to this information.

One of the key elements underpinning your trust is the protection
of your personal information. We have established controls including
the access to our office and data records, passwords, and file
encryption for on-line activities.
Our employees and service providers have access to your personal
information only for the purpose set out in your business with
us.

You may request access to your personal information and should
you have any questions as to it's accuracy or completeness we
will respond within 30 days of receiving your written query.

As stated above, you may request your personal information and
we will respond within 30 days to your written query. In fact,
we expect that most questions can be answered in a simple phone
call. We are strongly committed to quickly clarifying or explaining
our privacy policies.

Obviously we would have no business if there was no trust between
us. Upon your request we will immediately investigate and respond
with our explanation of any aspect of our policies for the protection
of your personal information.
We welcome your privacy questions, we can be contacted at:
| Telephone: |
(306) 652-7225 or (800) 667-3929 |
| Fax: |
(306) 665-7754 or (306) 665-0555 |
| Website: |
www.sentinelgroup.ca |
| Privacy Officer: |
Merlin H. Chouinard, C.L.U. |